Tech Guides

The Zelle and Venmo Scam That Works on Careful People

Close-up of a smartphone displaying a bank alert notification

It’s 7:40 on a Tuesday and your phone buzzes face-up on the kitchen counter. A text from your bank: Did you send $400? Reply YES or NO. You didn’t send anything. So you do the careful thing — the thing your bank spent years training you to do — and type NO. Forty seconds later your phone rings,…